Mortgage Blog

Getting you the mortgage you deserve

So, you want to buy a house?

So, you want to buy a house?

July 23, 2021 | Posted by: Charles Edwards

So you’ve decided it’s time to buy a house.  Now what?  While this should not be considered an exhaustive list, it gives you a good idea of what to expect.  Financial sani ...

read more
What's the Qualifying Rate?

What's the Qualifying Rate?

July 16, 2021 | Posted by: Charles Edwards

What is the Qualifying Rate? You’re probably aware that there have been many mortgage rule changes over the last several years, and you’re almost certainly affected whether you’re a ...

read more
For 2018: Ten mortgage tips you won't get from your bank

For 2018: Ten mortgage tips you won't get from your bank

July 2, 2021 | Posted by: Charles Edwards

More new mortgage rules have come into effect January 1, which make it trickier to negotiate a mortgage for many Canadians. But with a little expert advice, I can help keep you on the path to prosperi ...

read more
The Mortgage Broker Advantage

The Mortgage Broker Advantage

June 25, 2021 | Posted by: Charles Edwards

Increasingly, Canadians are turning to mortgage brokers for their first and next mortgage, taking advantage of the value and convenience of their services. A 2011 study conducted by CMHC (Canada Mor ...

read more
Purchase or refinance now before rules change in January

Purchase or refinance now before rules change in January

June 18, 2021 | Posted by: Charles Edwards

  If you’re looking to buy and will have more than 20 percent down, or if you are considering refinancing, then you might want to do so before January 1, 2018. Why? On October 17, the Offi ...

read more
This is how to buy and renovate

This is how to buy and renovate

June 11, 2021 | Posted by: Charles Edwards

Many homebuyers looking at older properties find themselves in a common predicament: they’ve found a property that suits them, but it needs some costly and immediate upgrades. Good news. We&rs ...

read more
Conditional on financing: the most important part of your offer

Conditional on financing: the most important part of your offer

June 4, 2021 | Posted by: Roar Solutions

  When you find the condo or house of your dreams and want to make an offer, do you need a financing condition? Unless you can pay cash for the home, then yes you do. That little phrase – ...

read more
Jump in complaints after scandal at big 5 banks

Jump in complaints after scandal at big 5 banks

May 28, 2021 | Posted by: Charles Edwards

This is a testament to what is likely one of the biggest reasons to deal with a trusted mortgage agent for what will likely be the biggest purchase of your life.  While I am extremely competive w ...

read more
What is an Interest-Saving Mortgage?

What is an Interest-Saving Mortgage?

May 21, 2021 | Posted by: Charles Edwards

One of the problems in the mortgage industry is the way mortgages are advertised: usually by rate. If an online rate says 1.9%, chances are homebuyers are going to check it out. What many don&rsq ...

read more
The ins and outs of pre-approvals

The ins and outs of pre-approvals

May 14, 2021 | Posted by: Charles Edwards

  When you’re house hunting, it’s a great idea to know the amount of mortgage you qualify for, your monthly payments, and that your interest rate will be held for a specified period ...

read more
users image

Hi, How can I help you?