Mortgage Blog

Getting you the mortgage you deserve

Category: Mortgage Tips & Advice (10 posts)

For 2018: Ten mortgage tips you won't get from your bank

For 2018: Ten mortgage tips you won't get from your bank

July 2, 2021 | Posted by: Charles Edwards

More new mortgage rules have come into effect January 1, which make it trickier to negotiate a mortgage for many Canadians. But with a little expert advice, I can help keep you on the path to prosperi ...

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The Mortgage Broker Advantage

The Mortgage Broker Advantage

June 25, 2021 | Posted by: Charles Edwards

Increasingly, Canadians are turning to mortgage brokers for their first and next mortgage, taking advantage of the value and convenience of their services. A 2011 study conducted by CMHC (Canada Mor ...

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Purchase or refinance now before rules change in January

Purchase or refinance now before rules change in January

June 18, 2021 | Posted by: Charles Edwards

  If you’re looking to buy and will have more than 20 percent down, or if you are considering refinancing, then you might want to do so before January 1, 2018. Why? On October 17, the Offi ...

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This is how to buy and renovate

This is how to buy and renovate

June 11, 2021 | Posted by: Charles Edwards

Many homebuyers looking at older properties find themselves in a common predicament: they’ve found a property that suits them, but it needs some costly and immediate upgrades. Good news. We&rs ...

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Conditional on financing: the most important part of your offer

Conditional on financing: the most important part of your offer

June 4, 2021 | Posted by: Roar Solutions

  When you find the condo or house of your dreams and want to make an offer, do you need a financing condition? Unless you can pay cash for the home, then yes you do. That little phrase – ...

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What is an Interest-Saving Mortgage?

What is an Interest-Saving Mortgage?

May 21, 2021 | Posted by: Charles Edwards

One of the problems in the mortgage industry is the way mortgages are advertised: usually by rate. If an online rate says 1.9%, chances are homebuyers are going to check it out. What many don&rsq ...

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The ins and outs of pre-approvals

The ins and outs of pre-approvals

May 14, 2021 | Posted by: Charles Edwards

  When you’re house hunting, it’s a great idea to know the amount of mortgage you qualify for, your monthly payments, and that your interest rate will be held for a specified period ...

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Understanding Collateral versus Standard Charge Mortgages

Understanding Collateral versus Standard Charge Mortgages

April 30, 2021 | Posted by: Charles Edwards

  It’s important to understand the differences between a collateral and standard charge mortgage because they are suited to different needs, and if you make the wrong choice it could cost ...

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4 Strategies That Can Help You Get PreApproved

4 Strategies That Can Help You Get PreApproved

April 23, 2021 | Posted by: Charles Edwards

So, you've decided to take the big step and look into getting what will likely be the biggest loan of your entire life: a mortgage. Applying for a mortgage can be a bit of a nerve-wracking process, es ...

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5 easy ways to be mortgage free sooner!

5 easy ways to be mortgage free sooner!

April 9, 2021 | Posted by: Charles Edwards

We all know that paying off a mortgage as early as possible makes good financial sense. You’ll save significant interest costs and free up money for RRSPs and other investments, and changing l ...

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